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**We can speak/talk and discuss your goals and program** 

Say	Tell	Speak	Talk
To speak about something , often reporting on what has been said.	To deliver information to someone.	To exchange information about something. (formal)	To exchange information about something. (informal)
We do not include an object e.g. Rosie said she was free this afternoon.	We include an object e.g. Rosie told me she was free this afternoon.	Can be used to cover languages. E.g Georgie speaks three language fluently.	Cannot be used to cover languages. E.g. Georgie talks three languages fluently.
Does not require a second person to engage with.	Does not require a second person to engage with.	Requires a second person to engage with.	Requires a second person to engage with.
E.g. I said I wasn’t going swimming tonight.	E.g. I told you before that I am not interested in you in that way.	E.g. Let’s speak about the class rules again before we continue.	E.g. We can talk about it more when you feel less angry.
Mostly interchangeable with tell.  The grammatical structure must be altered.	Mostly interchangeable with say.  The grammatical structure must be altered.	Mostly interchangeable with talk.  The grammatical structure needn’t be altered.	Mostly interchangeable with speak.  The grammatical structure needn’t be altered.
E.g. Richard said (that) he would be late home tonight.	E.g. Richard told me(that) he would be late home tonight.	E.g. We will speak about the plans for our summer holiday when I next see you.	E.g. We will talk about the plans for our summer holiday when I next see you.